Newborn Insurance Reminder
This is just a helpful reminder that newborn babies are not automatically covered on all insurance plans.
Some insurance plans have just 30-day newborn coverage, and if the baby isn’t added to the policy during that time period, there can be a lapse in coverage. If there is a lapse in coverage, the insurance company will not pay, and parents are responsible for the costs of treatment.
Parents don’t always know this, or they may forget during the busy, crazy, wonderful days that follow the birth of a child. Insurance providers do not always issue their own reminders, so we like to make sure that parents are aware of this potential problem.
We recommend that you check with your member services to see how your individual coverage plan works, and to see if you need to formally add your newborn to your coverage. If you’re unsure of your benefits, check with your Human Resources Office or contact Member Services for your insurance plan to be sure.
If a newborn is not showing active on an insurance plan after the 30th day of the coverage period, parents will be asked pay out of pocket for the visit or to reschedule future appointments.
The Strashun Pediatrics Team